School, work and then the stage often overlooked by many, retirement. We spend almost if not more than half of our lives working. We educate our children, buy our dream houses by the beach and take up loans to finance that vacation to the Sahara, but at the end of it all end up forgetting that there is life after the paycheck.
This situation can, however, be remedied, all you have to do is to plan early for retirement. How? You may be tempted to ask, well, David Giertz; a reputable financial advisor helps you answer this crucial question. No one wants to be wallowing in debt in their 60’s, we all hope to be financially stable.
David Giertz observes that it is not easy to save for retirement. This is because we are never really sure of the amount we are going to need. Additionally, a lot of many is required to foresee this stage in life bearing in mind that you will probably be spending way much than you are making. You, therefore, have to save. The money you are earning from your job is probably not enough to foresee this, so find additional ways to make money and save!
For those who wish to retire early, say by the time one is 55, you will need to have, by then, saved 33 times your yearly earnings. David Giertz notes that you should make retirement plans early enough; you do not want to be in a situation where you start saving for your retirement at the age of 40.
David Giertz is a financial advisor who works with the Nationwide Investment Services Corporation. He took the senior vice president position in 2003, a position he still holds to date. In March 2003, he became president of the Nationwide Financial Distributors Inc. WABC has certified him as a business coach. His has a BSC from Millikin University and an MBA from the University of Miami.
Don Ressler and Adam Goldenberg are two innovators that have facilitated the success of several brands mainly in technology, consumer demand and fashion. Adam Goldenberg started business at the age of 15, his first venture was an advertising site particularly for companies that deals with gaming. Later in 1999, Adam sold this site to Intermix Media, his active role in the company forced him to drop out of high school and serve as its VP and COO.
Similarly, Don Ressler sold a company to Intermix Media what led to the union of the two. Don’s site mainly focused in fitness and managed to help several companies with their capital campaigns. In view of this, helpin g apparel companies inspires Don to creatively venture into fashion. Consequently, Adam and Don later made good friends and collectively ventured into beauty and fashion among other online businesses.
Trends and pains are two crucial factors from which the dual drew consistent inspiration in the bid to gain success. Don and Adam mutually realized that consumers were often annoyed by the difficulty of finding relevant products and services from the market diversity. Most consumers however faced immense difficulty in making correct choices on products, as a result this led to time wastage. Adam and his peer decided to develop an online fashion service site to mitigate most of these challenges.
For the record, impressive promotional offers at JustFab and TechStyle is among the successes attained by both Adam and Don. Fabletics is equally one of their branding that received with success in the global market. Their personalized styles attracted many potential customers to their offers in various promotions. This eventually led to sponsored ads featuring phenomenal athletics legging deals for athletic clothing that are hard to find in a range of sizes.
Fabletics brand is modern and enticing to a variety of customer covering a range of body sizes. The brand received enormous success because of high quality of fabrics in bras, leggings, and shirts. Frequent promotional offers and special discounts were purposely for helping customers to individually associate themselves with Fabletics.
Adam and Don applied various strategies from their earlier business involvements to meet the success of Fabletics brand. Retail system, personal styling tools, customer management, membership system and fulfilment system are among the technologies used to track performance of Fabletics.
Echo Global Logistics public and InnerWorkings are the two ventures that brought Eric Lefkofsky into the limelight. But then Groupon is the most recognized of all his companies. Eric earned up to $1.79 billion with e-commerce startups over the years, and all indications point out that he is destined to accomplish greater things. He has recently launched Tempus, which is his latest company with very lofty goals. He has dedicated this company to assemble an extensive genomic database for cancer.
There are also a number of nonprofit firms that researching on the best disease treatment methods. The reason behind the successful development of this industry storing databases and performing genetic screening tests are not as expensive as they were before. This area has advanced considerably, but for Erick, Tempus has a competitive edge over these other firms and is destined to get bigger and more prosperous.In 2015, Erick saw it better to resign as Groupon’s CEO to have more time for himself so that he could direct his efforts towards building Tempus into a company like no other. He, however, remains the chairman of Groupon as well as the largest shareholder here. His first step towards developing Tempus into the company that he desired was to hire Kevin White, a geneticist with wide experience in the genetic industry.
About Eric Lefkofsky
Eric Lefkofsky is the CEO and the co-founder of Tempus, a company that battles cancer. He also co-founded various other companies including Lightbank, Groupon, Uptake Technologies, Mediaocean, Echo Global Logistics and InnerWorkings. Eric together with his wife Liz established a private charity organization called Lefkofsky Family Foundation that supports high-impact initiatives in the communities they serve.He is a trustee at various institutions including Lurie Children’s Hospital of Chicago, World Business Chicago and The Art Institute of Chicago. At the Steppenwolf Theatre Company in Chicago, Eric is the Board of Trustees chairperson. He is an author of the famous publication Accelerated Disruption as well as a University of Chicago professor. Eric graduated from the University of Michigan and earned a Juris Doctor from its Law School.
Entrepreneur and businessman Todd Lubar is a caring individual. For over 20 years he has been helping people fulfill their dreams of owning a home. Today as president of TDL Global Ventures and Legendary Investments’ senior vice president, he’s now ranked among the country’s 25 top mortgage originators and is able to provide assistance to more people than ever before. Although he has founded several other very successful businesses in a number of industries, the real estate industry is still something that he’s passionate about and it remains very close to his heart.
The idea of TDL Global Ventures came to Todd Lubar as a way to eliminate the barriers stopping people from getting the financing they need to purchase a home for themselves and their families. And it’s something he works at every day. After a morning workout and spending some time with his children, it’s off to the office to make people’s dream of home ownership come through. These priorities puts his day into perspective and energizes him. And his will to succeed, remaining informed and his experience and connections in the real estate industry, help to make him successful.
Over the years Todd Lubar has learned the importance of surrounding himself with the right people. People he can trust and that are a positive influence and challenge him to grow. He also pushes himself because he knows even the work that feels mundane and repetitive is important to attaining his goals. So while he is constantly aware of the big picture, he makes sure to focus on the small moments and decisions that will help him attain his goals. He’s learned that trust, hard work, honest communication and learning from failure can help you overcome any setback and continue to grow.
Todd Lubar recommends anyone trying to get the most out of life read David J. Schwartz’s ‘The Magic of Thinking Big’. It’s helped to challenge him, raise his expectations, maximize his time, give him a perspective that’s more well-rounded and accomplish his goals. His love for helping others, drive, vision and work-ethic continue to make him successful.
About Todd Lubar: https://www.linkedin.com/in/todd-lubar-a3330565/
Adam Milstein is an Israelite by birth, and he is among the most prominent philanthropic individuals in the world. Adam Milstein is the first born in a family of three the other siblings in his family are Joshua and Dalit. Adam Milstein served in the Israeli Defense Force in 1973 during the Yom Kippur War. After his dedicated service in the army, he went back to school and studied Bachelor of Science degree majoring in business and economics. While he was in school, he worked in his father company that was involved in selling properties and construction businesses. In 1974 Adam tied the knot with Gila Elgrably and in 1981 Adam moved to the US together with his wife and daughters. In 1983 he decided to advance his studies by enrolling at the University of Southern California where he graduated with Masters of Business Administration and later worked with the leading real estate firms as a sales agent.
Adam became accomplished in his career and he has been very much involved in giving back to the society. He has a very functional foundation Adam and Gila Milstein Family Foundation that is supporting very many development initiatives geared to bettering lives for less fortunate Israelites and making the life for Israeli students in America better. Adam is very skilled in fundraising; he pulls together multiple organizations together to work towards realizing a set goal.
Adam’s charitable deeds have been recognized in the whole world, and his name appears on the list of world’s best 200 people who have been very philanthropic. He is a chairperson of many charitable foundations among them Israel on Campus Coalition that focuses on helping the less fortunate Israel students studying in the United States and other countries. This recognition has been very humbling for Adam, and in the list, other prominent leaders and businessmen like Mark Zuckerberg and Barrack Obama appeared. Adam’s wife Gila has been very supportive of their philanthropic initiatives and he is committed to ensuring he remains committed to philanthropy.
There are particular characteristics that make entrepreneurs very successful and others not. When it boils down to it, it’s not just about their success, but also their employees, colleagues, and business partners. It’s spreading the goodness and success to everyone. Josh Vern, a successful businessman and entrepreneur, gave a few tips at a recent podcast on how to make it happen.
Treat everyone with respect and listen to them. They will respect you as a leader and want to work harder for you if you also have their wellbeing in mind. If they succeed, along with you, then there’s no way your business will not flourish. When you make deals with business partners or clients, make sure everyone get a piece of the cake. You attract positive energy when you put it out there. Don’t forget to stay balanced with work and life. You will be a better boss/person/family member if you take care of yourself. The most important thing to remember is to do what you’re passionate about. This benefits everyone around you including yourself. Don’t spend your precious time doing something you have no passion for. It won’t be worth it in the end.
Josh Verne is the founder/CEO of FlockU.com and Workpays.me with his childhood friend Jon Dorfman. Workpays.me is a online site that promotes financial wellness for customers to purchase high quality items on payroll without hidden fees and unfair interest.
FlockU.com is a marketing and publishing company that connects students to their peers. Students are able to watch what is going on in the world by reading articles and watching videos about sports, news, current events, etc.